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DICE/ANNUAL PRODUCTIONS

Provides the full array of insurance coverages for Annual Productions and DICE risks.

DICE Annual Film Production Insurance – Smart Coverage for Year-Round Creators

If your production company creates multiple projects throughout the year, managing separate insurance policies for every shoot can quickly become expensive, time-consuming, and administratively overwhelming. That’s where DICE Annual Production Insurance from MovieInsure comes in. This flexible, comprehensive annual program is designed specifically for production companies, content creators, media agencies, and independent filmmakers who produce a steady stream of work — offering continuous protection under one efficient policy

DICE (originally standing for Documentary, Industrial, Commercial, and Educational) has evolved into a powerful solution that now covers a much broader range of film, video, and digital media productions. Whether you’re creating commercials, branded content, music videos, web series, corporate videos, documentaries, short films, independent features, or training materials, a DICE Annual policy streamlines your insurance needs while delivering significant cost savings and operational efficiency.

At MovieInsure, we specialize in tailoring DICE/Annual packages to fit the unique rhythm of modern production companies. Our program provides the full array of coverages you need for multiple projects throughout the year, helping you focus on storytelling instead of worrying about risk management, certificates of insurance, or last-minute policy gaps.

Provides the full array of insurance coverages for Annual Productions and DICE risks.

Eligible Productions

Over 50 types of eligible productions including commercials, music videos, short films, feature films, and webisodes.

Why Production Companies Choose DICE Policies

Running a production company means juggling tight deadlines, client demands, location permits, equipment rentals, and creative demands — all while managing risk. Purchasing short-term policies for every project leads to repeated applications, higher overall premiums, and potential coverage gaps between shoots.

A DICE Annual Production Insurance policy solves these challenges by providing:

Continuous year-long coverage for eligible productions
Simplified administration and faster certificate issuance
Potentially lower total insurance costs compared to multiple short-term policies
Easy addition of new projects throughout the policy term
Strong compliance support for clients, studios, municipalities, and rental houses

For busy creators who produce 4, 8, 12, or more projects annually, the convenience and value of an annual program are hard to beat. It’s the professional choice for established production companies and growing independents alike.

Who Benefits Most from a DICE Annual Policy?

Production companies with recurring client work
Content creators and media agencies producing branded videos and commercials
Documentary filmmakers with multiple projects in development
Corporate and industrial video producers
Music video and web series creators
Independent filmmakers balancing several shorts and features
Educational content and training video specialists

If you regularly need certificates of insurance for clients or locations, an annual policy becomes an invaluable business tool.

Inland Marine

	Rented Equipment, Owned Equipment, Negative & Faulty Stock.

General Liability

	Limits up to 5,000,000. Waiver of Subrogation.

Hired/Non-Owned Automobile

	Automobile Liability, Automobile Physical Damage, Limits up to 5,000,000.

Workers Compensation

	Employers Responsibility, Limits up to 5,000,000.

Travel Accident

	Travel Accident to comply with guild requirements.

Cast Extra Expense

Cast extra expense is now available for production programs. Coverage options include blanket coverage with sickness (no medicals required), blanket coverage without sickness, and family bereavement.

Cast limits available are 100%, 75%, 50% and 25% of Gross Production Cost.

Stunts, Animals, Precision Driving

Stunts, animals, and precision driving scenes are now available as a buyback option for the DICE/Annual Productions program.

Multiple scenes can be declared to a single production and quoted online.

Learn more about the types of scenes that can be scheduled.

Eligible Productions Under the DICE Program

MovieInsure’s DICE Annual program supports over 50 types of productions, including:

Commercials and branded content
Music videos
Documentaries and docuseries
Corporate and industrial videos
Web series and streaming content
Short films and independent features
Educational and training videos
Promotional and marketing videos
And many more professional media projects

The program is flexible enough to accommodate a wide variety of budgets and scopes while maintaining strong protection standards.

Comprehensive Coverage Options in Your DICE Annual Package

The DICE program delivers a full spectrum of essential coverages tailored to the entertainment industry:

Inland Marine (Production Equipment) Protects owned, rented, leased, or borrowed equipment including cameras, lenses, lighting, audio gear, drones, computers, props, sets, wardrobe, negative & faulty stock, and more. Coverage applies on and off location, in transit, and in storage.

General Liability Up to $5,000,000 limits with waiver of subrogation. Covers third-party bodily injury, property damage, and advertising injury claims — essential for locations, permits, and client requirements.

Hired & Non-Owned Auto Liability Protects against liability and physical damage for rented or borrowed vehicles used in production.

Workers’ Compensation & Employers Responsibility Up to $5,000,000 limits to protect your crew and meet state requirements.

Travel Accident Helps satisfy guild and union requirements for cast and crew traveling for productions.

Cast Extra Expense Now available with flexible blanket options (with or without sickness coverage — no medicals required in many cases) and family bereavement. Limits from 25% to 100% of gross production cost.

Excess Liability Additional limits available for higher-risk or higher-value productions.

Special Options Drone coverage, stunts, animals, and precision driving available as buyback options. Multiple scenes can be declared and quoted efficiently.

This robust package ensures your company is protected no matter what the project demands.

Key Benefits of Choosing an Annual DICE Policy

Cost Efficiency — Often more affordable than buying multiple short-term policies
Time Savings — One application and one renewal process per year
Operational Flexibility — Add new projects quickly with minimal paperwork
Certificate Readiness — Issue additional insured certificates on demand
Peace of Mind — Continuous coverage reduces the risk of uninsured gaps
Scalability — Grows with your business as your production volume increases
Expert Support — MovieInsure’s team understands the unique needs of multi-project creators

How the DICE Annual Program Works

Once approved, your annual policy provides a master framework. As new projects come in, you simply declare them under the existing policy (subject to underwriting guidelines). This streamlined approach keeps your insurance active and compliant throughout the year.

Eligible States and Program Details

Coverage is available in most states (with some exceptions). Check current eligible states and production types for the most accurate information. Stunts, animals, and precision driving have specific approval processes but are increasingly accessible as buyback options.

Film Production Insurance Costs for Annual/DICE Policies

Annual policies are priced based on your company’s overall production volume, types of projects, historical claims, and coverage limits. Many companies find the total annual premium is significantly more cost-effective than insuring each project separately. Contact MovieInsure for a personalized quote based on your specific production schedule.

Essential Tips for Production Companies Considering Annual Coverage

Track your annual production volume and types early
Maintain good safety practices and claims history
Work with an entertainment-specialized broker like MovieInsure
Review your needs annually to adjust limits and options
Keep detailed records for equipment, crew, and locations

Why Choose MovieInsure for Your DICE Annual Policy?

Deep expertise in entertainment insurance
Fast quote turnaround and responsive service
Competitive rates tailored to multi-project producers
99% paperless process with friendly, professional support
California License #0I32322 and national reach
Dedicated focus on filmmakers and content creators

We understand the creative industry because we specialize in it. Our goal is to protect your business so you can keep creating.

FAQ’s About DICE Annual Production Insurance

What does DICE stand for? DICE traditionally stands for Documentary, Industrial, Commercial, and Educational productions. Today, the program covers a much wider range of film, television, video, and digital media projects.

Who should consider a DICE Annual Policy? Production companies, filmmakers, videographers, media agencies, and content creators who regularly produce multiple projects throughout the year benefit most.

What types of productions are eligible? Commercials, documentaries, corporate videos, music videos, web series, branded content, educational videos, short films, independent features, and many more.

Why choose annual coverage instead of short-term policies? Annual policies simplify administration, reduce costs over time, eliminate coverage gaps, and make it easier to issue certificates quickly.

Does it cover production equipment? Yes — owned, rented, and borrowed gear is protected under the Inland Marine portion.

Can I get certificates of insurance easily? Absolutely. This is one of the biggest advantages of an annual program.

Is drone coverage or stunt coverage available? Yes, subject to underwriting and approval. Stunts, animals, and precision driving can often be added as buyback options.

How do I get started? Contact MovieInsure with details about your production company and schedule. Download the DICE application or request a quote online.

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